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	 ReadMe File for Microsoft Money 99 Version 7.0
		      	     July, 1998
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	    (c) Copyright Microsoft Corporation, 1998


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CONTENTS
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  1: Installing Money 99 Requires Hard Disk Space On Windows Drive
  2: Running Money 99 And Money 98 On The Same Computer
  3: Money Not Compatible With Internet Explorer 5.0 Beta
  4: Money Not Compatible With Windows NT 5.0 Beta
  5: Run Microsoft Windows NT 4.0 Service Pack #3
  6: File Size and Money 99
  7: Internet Connections Require WinSock-Compliant ISP
  8: Restart Windows After Upgrading Internet Service Provider (ISP)
  9: Internet Explorer Security Settings
 10: Internet Options May Cause Money 99 Areas To Wash Out 
 11: MSN Offers Two Free Hours Per Month to Money 99 Retail Users
 12: Setting Up For Visa ePay On A New Computer
 13: Windows NT Error If You Remove Remote-Access Service
 14: Cannot Access Some Features on Windows NT with User Rights
 15: Money 99 On Windows 98 Hangs if Modem Not Plugged In To Phone Line
 16: Windows 98 Issues with U.S. Robotics ISDN Modem and Regular Modem
 17: Disable Remote WinSock If You Dial Up Directly To the Internet
 18: Trouble With Online Services Using Internet Explorer 5.0
 19: Printer Drivers 
 20: Continuous Feed Wallet Checks On Windows NT 
 21: Printing Partial Sheets Of Checks On Sheet Feed Printers
 22: Tour, Video, and Audio Help Requirements
 23: How to Install Microsoft Video Codecs in Windows 95 & Windows 98
 24: How to Install Microsoft Video Codecs in Windows NT 4.0 
 25: Display Color Settings
 26: IntelliPoint Universal Scrolling Jumps in Personal Profile
 27: How To Obtain Euro Currency Symbol

____________________________________________________________________   

1: Installing Money 99 Requires Hard Disk Space On Windows Drive

When you install Money 99, Money requires that you install Internet 
Explorer 4.01 SP1, if it is not already on your computer. This
requires up to 60 MB of disk space on the drive Windows is installed
on. After installing Internet Explorer, you can choose the drive you
want to install Money 99 onto. 

NOTE: If you already have Internet Explorer 4.0 or 4.01, installing 
Internet Explorer 4.01 SP1 will require less space.

____________________________________________________________________   

2: Running Money 99 And Money 98 On The Same Computer 

Installing Money 99 on the same computer as Money 98 prevents Money
98 from working correctly. If you want to go back to your earlier 
version of Money, you should uninstall Money 99 and reinstall Money
98 from the original disk(s).

If you use Online Services in Money 98, you will need to go through 
Step 2: Investigate Offerings in the Online Services area again after
reinstalling Money 98.

_____________________________________________________________________   

3: Money Not Compatible With Internet Explorer 5.0 Beta 

Please upgrade to the released version of Internet Explorer 5.0 
before using Money.

____________________________________________________________________   

4: Money Not Compatible With Windows NT 5.0 Beta

Please upgrade to the final release of Windows NT 5.0 to use Money 99.

_____________________________________________________________________   

5: Run Microsoft Windows NT 4.0 Service Pack #3

If you are running Windows NT 4.0, you need to install Windows NT 
Service Pack #3 (or later) in order to use Money 99 successfully. 
Follow these steps:

1. Go to http://support.microsoft.com/support.

2. Click Drivers and Other Downloads.

3. Click Service Packs.

4. Click Windows NT Server and Workstation.

5. Click 4.0.

6. For U.S. and Canadian users, click the following link:

   128-BIT.TXT: How To Obtain the 128-bit version of Windows NT 4.0
   Service Pack 3.

__________________________________________________________________   

6: File Size and Money 99

The file format used by Money 99 lets the Money team create powerful
features such as the Advisor FYI, the Lifetime Planner, and the 
Monthly Report (all available for Financial Suite users). You might 
notice that your converted Money 99 file is bigger than your old 
Money 95 or Money 97 file. It might be slightly larger than your 
Money 98 data file.

However, you'll find that Money's backup files are much smaller than 
your regular file -- so if you need to take your data file to another 
computer, you'll want to use the File/Backup command.

____________________________________________________________________   

7: Internet Connections Require WinSock-Compliant ISP 

Money 99 allows you to make many connections to the Internet to 
gather information and advice about your finances. To connect to the
Internet you need an Internet Service Provider (ISP) that works 
directly with the 32-bit WinSock included with Windows 95, Windows 98,
and Windows NT. 

Most full-service Internet providers (those not requiring custom 
software to access their service) will support the 32-bit WinSock. 
If you have questions about your Internet connection compatibility,
ask your ISP if it supports the Windows 32-bit WinSock. 

NOTE: If your ISP is America Online, make sure that you are using 
America Online Version 3.0a for Windows 95 or a higher-released 
(not preview) version.

_____________________________________________________________________   

8: Restart Windows After Upgrading Internet Service Provider (ISP)

If you install new software from your ISP, you should restart Windows 
before attempting to make an Internet connection in Money. Failure to 
restart after upgrading your ISP software may cause miscellaneous 
errors in Money 99.

_____________________________________________________________________   

9: Internet Explorer Security Settings

The following security settings are recommended when making Internet 
connections in Money.

1. On the Money Tools menu, choose Connection Settings.

2. In the Internet Explorer Properties dialog box, click Security.

3. From the Zone drop-down, choose Internet Zone.

4. From the buttons below, click High (most secure).

Note: IE 4.01 SP1 or later is required to run Money, but Money still 
allows you to use your default browser.

____________________________________________________________________   

10: Internet Options May Cause Money 99 Areas To Wash Out 

If you modify your Internet Explorer Multimedia settings and clear 
the Show Pictures check box, several places in Money may appear 
washed out and the text may be unreadable. Follow these steps to 
resolve the problem:

1. On the Tools menu, click Connection Settings.

2. Click the Advanced tab.

3. Scroll down until you see the Multimedia section.

4. Check the Show Pictures box.

___________________________________________________________________   

11: MSN Offers Two Free Hours Per Month to Money 99 Retail Users
 
The Microsoft Network (MSN) and Microsoft Money 99 have teamed up 
to provide you with two hours of Internet access per month. This 
should allow you to take full advantage of Money's Internet 
features at no charge.

To install MSN on Windows 95, follow these steps:

1. Insert your Money 99 CD-ROM.

2. On the Windows taskbar, click Start, and then click Run.

3. In the Run dialog box, enter D:\msn\setup.exe (where D is your 
   CD-ROM Drive).

4. Click OK.

To install MSN on Windows 98, follow these steps:

1. On the taskbar, click Start, point to Settings, and then 
   click Control Panel.

2. In the Control Panel, click Add/Remove Programs.

3. In the Components list on the Windows Setup tab, check Online 
   Services, click OK, and then follow the instructions to complete
   the installation.

   NOTE: You may be prompted to insert your Windows 98 CD-ROM.

After the installation is complete, on the taskbar, click Start, 
point to Run, point to Program Files, point to Online Services, 
and click The Microsoft Network.
 
NOTE: If you are running Windows 98, do not install the version of 
MSN found on the Money 99 CD-ROM, as this version is not intended 
for Windows 98. Install the MSN version available on the Windows 
98 CD-ROM.

This offer is for users of the Windows 95 operating system or later  
and includes MSN client access software only. You must additionally 
subscribe to MSN to access the service. Offer expires December 31, 
1999. Two free hours/month is available through 12/31/99. Each 
additional hour will be billed at $2.50/hr (U.S). After 12/31/99, 
customers will be charged the then-current rate for MSN's standard 
membership plan. This offer is available to new members of MSN in 
the 50 United States and the District of Columbia only. A credit 
card is required. MSN premium charges, access charges (if access 
is purchased from a provider other than MSN), local phone and/or 
long distance toll charges may apply. Access availability may be 
affected by local market network activity and capacity. 

___________________________________________________________________   

12: Setting Up For Visa ePay On A New Computer

VISA ePay offered stand-alone bill payment for Money customers 
beginning in 1997. In 1998, VISA ePay stopped offering this service 
to new customers, but continues to support their current customers.

If you upgrade from a previous version of Money and use VISA ePay, 
Money allows you to continue this service. However, if you install 
Money on a new computer, or remove and reinstall Money on your 
original computer, you need to follow special configuration steps.

To set up VISA ePay, see the Resolving Manual Setup for Visa 
ePay.htm file stored in the Money\WebCache folder. To open this file,
use the following steps:

1. On the Start menu, click Run.

2. In the Open box, type the following, including the quotation marks:
 
      "C:\Program Files\Microsoft Money\Webcache\Resolving Manual 
      Setup for Visa Epay.htm"

   and click OK.

   NOTE: If you installed Money to a different location, you need to 
   alter the path accordingly. 

3. This opens the file in your default browser.

4. Follow the instructions to configure Money to work with VISA ePay.

____________________________________________________________________   

13: Windows NT Error If You Remove Remote-Access Service
 
If you are running Money 99 on a Windows NT 4.0 system and remove 
Remote Access Service (RAS) after establishing a RAS Internet 
connection method, Money reports an error if you attempt to make an 
Internet connection.

If you are running Dr. Watson for Windows NT, Dr. Watson reports an 
application error in MSMONEY.exe at Address 0x00000000.

If you are not running Dr. Watson, Windows NT reports an Application 
Error that states:

   The instruction at "0x00000000" referenced memory at "0x00000000".
   The memory could not be "read".

Reinstall Remote Access Service to resolve this error. Refer to 
Windows Help for instructions on installing Remote Access Service 
on Windows NT.

___________________________________________________________________   

14: Cannot Access Some Features On Windows NT With User Rights

When you Update Internet Information, Investigate Offerings in 
Online, or access other areas that save settings to the Windows 
Registry, you may receive error messages unless you are logged on 
to Windows NT with a User Name that has Administrative rights to 
your machine. To have full access to all of Money's features, you 
should run Money when logged on with Administrator rights.

___________________________________________________________________   

15: Money 99 On Windows 98 Hangs If Modem Not Plugged In To Phone Line

Money may hang in the Initializing and Contacting Server portion of
the Call Progress dialog box. This occurs if you are using Windows 
98 and try to make a direct modem connection in Money 99 while the 
modem is not connected to a phone line, You cannot use any other 
Windows 98 modem application.

The solution is to restart Windows, and make sure that the modem is
plugged in to the phone line before attempting to make a direct 
modem connection.

____________________________________________________________________   

16: Windows 98 Issues With U.S. Robotics ISDN Modem And Regular Modem

If you are using Windows 98 and have a U.S. Robotics 128k ISDN adapter
installed, Money 99 may hang or return the following error message
when you try to connect to your online banking service provider:

   Money could not complete the call due to a problem with your 
   modem installation.

For information on how to troubleshoot this error, please refer to 
the Microsoft Knowledge Base article, "Money: Online Banking Hangs 
with U.S. Robotics ISDN Adapter Installed." This article is available 
at http://support.microsoft.com/support/kb/articles/q160/0/51.asp.

____________________________________________________________________   

17: Disable Remote WinSock If You Dial Up Directly To The Internet

If you are establishing Dial-Up connections directly to the Internet
(using an Internet Service Provider or Dial-Up connection through 
MSN), you need to disable Remote WinSock. You may not need to 
disable Remote WinSock if you are dialing into a LAN or using a 
corporate Intranet. Consult your network administrator.

1. Click Start, Settings, and then choose Control Panel.
2. Click WinSock Proxy Client.
3. Clear the checkbox for "Enable WinSock Proxy Client." 

____________________________________________________________________   

18: Trouble With Online Services Using Internet Explorer 5.0

If you install Money 99 after you've installed the final release of 
Internet Explorer 5.0, you might need to download Microsoft Strong
Encryption from the Money Web site in order to use Online 
Services. Install this fix ONLY if you are using Internet Explorer 
5.0 and have received an error message telling you that you need a 
higher level of data encryption.

You can download the 128-bit Microsoft Strong Encryption from 
http://www.microsoft.com/money/security.

____________________________________________________________________   

19: Printer Drivers 
 
If you experience problems printing in Money 99, you should get an 
updated driver from the printer manufacturer. This is often the first 
step in troubleshooting printing problems.

____________________________________________________________________   

20: Continuous Feed Wallet Checks On Windows NT 

If you are using continuous feed (dot-matrix) checks on Windows NT, 
Money skips two checks after the fourth check in a series. 
For this reason, wallet sized continuous feed checks are not 
recommended for Windows NT users.

If you must use continuous feed wallet checks on a Windows NT system,
you should not print more than four checks at a time.

____________________________________________________________________   

21: Printing Partial Sheets Of Checks On Sheet Feed Printers
 
Money defines a partial sheet of checks as when you have removed at 
least one of the checks from a single sheet prior to loading the sheet
of checks into the printer. Money prints partial sheets of checks in 
landscape mode. (This orientation is similar to how you print an 
envelope.)
Printing partial sheets of checks (single-sheet style) is not 
supported by all laser or inkjet-printers. Due to the feed 
mechanisms of some printers, it is difficult to align and print on 
partial sheets of checks. 

The following printers have been tested and shown to have problems
printing partial checks in Money:
   
   Apple Color LW 12/660
   Canon Bubble-Jet BJC 4550
   Canon Bubble-Jet BJC-610
   Epson Stylus 1520
   Epson Stylus 800
   Epson Stylus Color Esc/P 2
   HP Color Laser Jet 5
   HP Laser Jet 5000
   HP Laser Jet 6P
   HP Laser Jet Indra
   HP Laser Jet 4MV
   IBM 4019 Laser Printer
   Lexmark ExecJet IIC 4076
   Tektronix Phaser 360

If your printer has difficulty feeding partial checks in landscape 
mode, you can order Laser Voucher checks that never have partial 
sheets. You can also print Laser Standard or Laser Wallet checks in 
batches of three. 

Depending on the feed mechanism of the printer, the following method 
might work to feed partial check sheets: 

1. Load the partial sheet into the printer as if it were a full sheet. 
   Push the sheet all the way into the tray. 

2. From the File menu, choose Print Checks. 

3. Verify that the number of checks to print equals the number of checks 
   remaining on your partial sheet. If the number of checks to print
   is incorrect, follow these steps: 

   a. Click Selected Checks. 

   b. Select up to the number of checks remaining on the partial 
      sheet. 

   c. Click OK. 

4. Make sure to enter the correct check number for the first check. 

5. In answer to the question "How many checks are on the first page?", 
   select Three. This causes Money to print in Portrait orientation.
 

NOTE: Harland, the provider of checks for Microsoft Money, offers a 
Laser Form Leader (order # FL-L ) that you can use to feed partial 
sheets of checks through a printer in portrait orientation. 

_____________________________________________________________________   

22: Tour, Video, And Audio Help Requirements

 --You must have the Money 99 CD in your CD-ROM drive in order to 
   view any of Money's multimedia tours or videos.

 --The Money Tours, Video Help and Audio Help are not available in 
   all versions of Money. These are not available if you downloaded 
   the Trial version of Money 99 from the Web. If Money came 
   pre-installed on your new computer, these may or may not be 
   available, depending upon the version on Money installed by your 
   computer manufacturer . 

 --To run the Tour you need to have RLE Codecs installed. See below.

 --The Tours, Videos, and Audio Help are best experienced when your
   speakers are turned on and the volume is set appropriately.

 --To run the Tours and Videos, you must have Netshow 2.0 or later 
   and IE 4.01 SP1 or later installed. Money installs these 
   automatically when you install Money 99 and Internet Explorer. 
   If you have manually removed either of these applications, you'll
   need to reinstall. 

   If you need to reinstall Internet Explorer, run the IE4setup.exe 
   program from the IE folder on the Money CD-ROM.

   If you need to reinstall Netshow 2.0, run the Nsplay.exe program 
   from the IE folder on the Money CD-ROM.

 --Your Internet Explorer security settings should be set to the 
   default of Medium, or lower to run the Tours for the first time.

___________________________________________________________________   

23: How To Install Microsoft Video Codecs In Windows 95 & Windows 98

Video Codecs are used to play compressed files by decompressing them 
in memory. Adding a specific Codec lets you play files compressed in
that file format. Money uses the Microsoft RLE Video Codec to 
display the tours and the Help videos. 

If the Microsoft Video Codec is not installed, use the following 
steps to install the Codec: 

1. In Control Panel, double-click Add New Hardware. 

2. For Windows 95, click Next, click No, and then click Next.  
   For Windows 98, click Next twice, then click No, and click Next 
   again.

3. Click Sound, Video, And Game Controllers, and then click Next.

4. Click Microsoft Video Codecs from the manufacturers list, then 
   select RLE.

5. Click OK.

____________________________________________________________________   

24: How To Install Microsoft Video Codecs In Windows NT 4.0 
 
1. In Start/Settings/Control Panel, double-click Multimedia. 

2. On the Devices tab, click Add.

3. Select Microsoft RLE CODEC from the list of drivers.

4. Click OK.

5. Click OK to close Multimedia Properties.

____________________________________________________________________   

25: Display Color Settings
 
While Money 99 contains some color scheme options that may work in 
16-color mode, Money 99 was designed to work in 256-color mode or 
higher.

The Money 99 multimedia tours and help videos are designed to work in
256-color mode or higher. If you run these in 16-color mode, the tours 
and videos may run slowly or may be illegible. For this reason, it is
highly recommended that the tour and videos never be run using this 
color setting.

To check/change your color mode, follow these steps:

1. On the Windows Start menu, point to Settings, and then click 
    Control Panel.

2. Double-click Display.

3. Click the Settings tab.

4. Check the Color Palette setting to see which mode your computer 
   is running in. If your video card supports 256 colors, you'll 
   see that option in the Color Palette drop-down menu.

5. Choose 256 Color from the list, and then click OK. Windows will 
   ask if you want to restart your computer so the change can take 
   effect.

____________________________________________________________________   

26: IntelliPoint 2.2 Universal Scrolling Jumps In Personal Profile

When you review the questions asked by the Personal Profile, the 
screen may jump around if you try to use the IntelliPoint software 
version 2.2 Universal Scrolling feature. Money 99 includes built-in 
support for the IntelliPoint wheel. Universal scrolling is not 
required. You can disable Universal Scrolling when using Money. 
Follow these steps.

1. On the Start menu, point to Settings, and then click Control 
   Panel.

2. Double-click the Mouse icon to launch the Mouse Properties 
   dialog box.

3. On the Wheel tab, click the Exceptions button.

4. In the Exceptions for Universal Scrolling dialog box, click the 
   Add button 

5. In the Filename box, type: 

      C:\Program Files\Microsoft Money\Msmoney.exe

   and click Open.

   NOTE: If you installed Money in a location other than the 
   default installation path, type the correct location.

6. Click Close, and then click OK. 

____________________________________________________________________   

27: How To Obtain Euro Currency Symbol

If you enable Money 99 for the Euro currency, Money may not correctly 
display the Euro currency symbol. For more information on this issue,
refer to the Microsoft Knowledge Base article, "Money 99: How to 
Obtain the Euro Symbol." This article is available at http://support.microsoft.com/support/kb/articles/q15/6/181.asp. 

____________________________________________________________________   

